Passwords are necessary. I get that. However, I don’t get the random assortment of symbols, capital letters, and numbers that some companies require. It’s a danger to security if you use the same password for everything, it’s a danger if it’s too personal, it’s a danger if you write them down somewhere, it’s a danger if you tell your dog (okay maybe not that one, but he never remembers what I ask him to anyway). HOW AM I SUPPOSED TO REMEMBER ALL THESE PASSWORDS?!?!?
Finding the Time 
Couldn’t agree more! I also hate the ones that make you change every 90 days (my bank does that). As soon as I learn one, I have to change it again!